If you live in Honey Brook and are looking for ways to lower the long-term costs of your home insurance, there are several household investments that can really pay off big. According to insurance agents, any improvement that better protects your home against fires, theft or weather-related disasters can lead to significant discounts on Home Insurance Honey Brook. Below are the home safety upgrades that lead to the biggest savings.
A Home Security System
Adding an anti-theft system to your home can seriously reduce the cost of your Home Insurance Honey Brook. Installing any type of alarm-based system is likely to get you a discount, but high-tech systems that automatically alert the police and fire department will get you the biggest savings. How much? According to the U.S. Federal Citizen Information Center, a top-of-the-line security system can save you up to 25% on your insurance premium. Depending on the crime rate in your area, adding security cameras to your home could save you even more.
Fire-Proof Siding
Household fires are a huge concern to insurance companies, so making your home more fire-resistant is a great way to lower the cost of your Home Insurance Honey Brook. Replacing your existing siding with a Class A rated fire-resistant material is a cost-effective measure that can save you up to 20% on your insurance costs. Which materials make the cut? Fiber-cement shingles and metal siding perform best in the event of a fire.
Weather-Resistant Roofing
If it’s time to replace your roof, choosing a material that’s proven to stand up to high winds, heavy snow and hail damage can save you some serious money on your Home Insurance Honey Brook. Replacing asphalt shingles with metal roofing or Class 4 shake shingles can slash your insurance costs by up to 45% depending on weather damage statistics in your area, according to The Family Handyman. Taking additional weather-proofing measures like adding storm shutters to your windows will typically get you the best discounts.
A home that’s safe against loss and damage from fire, theft and inclement weather is almost always significantly less expensive to insure. Talk to an insurance agent from Unruh Insurance Agency to learn more about the discounts that are available to homeowners who’ve taken measures to protect their home.
