Have you recently been advised that your house insurance is going to increase. If so, you’re not alone. Every year, most homeowners get a renewal notice from their insurance company that lists the terms of their homeowners insurance policy. It also states how much their insurance is going to cost over the next year. Unfortunately, there are times when this notice states that their house insurance is going to increase, as well. If you’re on a tight budget, this can be extremely frustrating. However, if you’ve found yourself in this type of situation, you should know there are a few things you can do to lower the amount you pay for house insurance.
One of the things you can do to reduce your house insurance is to increase the security of your home. This could include adding smoke detectors, dead-bolt locks or a security system. It’s also important to realize that you don’t have to stick with the same insurance company for years. In fact, many people have been able to drastically reduce their rates by shopping around. Plus, finding another insurance carrier can be very simple because most of them can provide you a free quote the same day you request it.
Another thing you can do to lower your homeowners insurance is to increase the deductible on your policy. Typically, insurance companies set house insurance deductibles at five hundred to one thousand dollars. However, if you’re willing to get a deductible of two thousand or more, you could save as much as thirty percent. When taking a good look at their insurance policies, many people also discover they no longer need as much coverage as they did when they bought their home. By reducing their coverage, many of them were able to reduce their rates by up to fifty percent.
Finding ways to cut your homeowners insurance costs may seem a little tricky, but it can be done. In fact, if you’ve been looking for ways to reduce your insurance you can easily Request a Quote from Olsommer-Clark Insurance Group to see how they can help you save money. They have been providing customers with discounted rates for more than forty years and would be happy to do the same for you. So, if you’re ready to start saving today, give them a call and they will provide you with a free quote.
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