In Massachusetts, all drivers are required to comply with state-mandated auto insurance requirements. The type of insurance outlined in the law defines whether no-fault accident regulations apply to an accident. A Car Accident Lawyer Close To Medford MA explains all applicable laws that prevent or allow a lawsuit after an accident.
How Do No-Fault Laws Affect Accident Victims?
No-fault laws are in place to lower the frequency of lawsuits filed after car accidents. The laws require all drivers to purchase no less than auto liability and personal injury protection policies. The first step for all accident victims is to start an insurance claim.
Filing an Insurance Claim
The victim must file a claim through their own personal injury protection policy to acquire coverage. The insurance policies provide assistance with medical expenses due to accident injuries. The auto insurance coverage selected by the owner determines if additional protection or coverage is available.
Identifying Conditions that Allow a Lawsuit
The only conditions that allow a lawsuit in a no-fault state are serious injuries. In the states, the victim must sustain injuries that cause a permanent condition or disability. Common conditions outlined in the law are traumatic brain injuries, disfigurements, a loss of limb, loss of organ function, and irreversible injuries. The medical records present a complete review of the victim’s injuries and support their legal claim.
What Could the Victim Acquire if They Win?
If a lawsuit is successful, the victim could receive a payment for all financial losses incurred during or after the accident. Select tort-based awards are possible, but they are awarded if permanent conditions have a more detrimental effect on the victim. If a crime caused the accident, the victim could receive restitution in a criminal case.
In Massachusetts, all drivers must follow local laws related to auto insurance. When an accident happens, limited conditions permit victims to file a lawsuit. The conditions are outlined in personal injury laws. An attorney explains all requirements for filing insurance claims and starting a lawsuit after an accident occurs. Victims who need assistance from a Car Accident Lawyer Close To Medford MA can contact the Law Offices Of Burton J. Hass now. You can also follow them on Twitter.
