Thousands and thousands of employees are injured on the job every single year. Some of these cases involve employees being careless, and some of these incidents are due to no fault by the employee at all. The types of jobs carried out by workers varies widely, and this is why the coverage for Work Comp Minneapolis has available covers a wide range of injuries. If a worker is injured on the job, they may be able to have their injuries covered by workers compensation.
Workers compensation is one of the most important things a worker should know about. This is especially true for workers who put themselves in tough situations everyday. If an employee is injured while working for their employer, that employee’s damages will be completely covered by workers comp. This coverage can include medical bills, lost wages, and even personal monthly bills. As long as the injuries were caused by work related activity the employee is covered.
Most employees might not be aware of how much workers compensation is willing to cover. Unconventional injuries are also covered. For instance, those who suffer injuries from repetitive stress disorder, or RSD, can be covered by workers comp as well. RSD includes carpal tunnel syndrome from typing or writing, RSD from assembly line work, or pain caused by constant use of construction machines (i.e. jackhammers, saws, etc). RSD can also be caused by having to repeatedly lift heavy items throughout the day.
Although workers compensation is able to cover a wide array of injuries, there are situations in which employees will be denied access to workers comp benefits. For instance, if a worker purposely injures themselves, in an attempt to gain these benefits, they won’t be able to receive them. If workers are injured by horse playing or operating against company policy, they’ll likely be denied workers comp benefits too.
If you’re a worker interested in what is covered under workers compensation, don’t hesitate to contact Malone & Atchison. With the right information, you’ll know what can and can’t be covered. One thing’s for sure, if you were injured on the job, and you weren’t violating any policies leading up to the incident, your injuries will likely be covered by your employer’s insurance.
