Having the right insurance policies in place is one of the most important things a person can do for their financial security. However, with so many options out there, it is difficult to know what is best for an individual and a family. Therefore, it is a good idea to choose a reliable insurance company with trusted agents to help make decisions regarding policies and coverages needed. Three types of insurance offered by an insurance company in Stuart FL are life insurance, dental insurance, and critical illness insurance.
Life Insurance
One type of insurance offered by insurance companies is life insurance. With a life insurance policy, the policy holder pays a premium to an insurer, and upon the policy holder’s death, their beneficiary receives a payout. It seems simple enough, however there are several different kinds of life insurance, each with different benefits and drawbacks. A trusted insurance agent from a reliable company is able to walk a client through the different options and help them decide what best fits their needs.
Dental Insurance
Dental insurance is another type of insurance offered by insurance companies. Sometimes dental insurance is offered through an employer. When it is not, or when what’s offered through an employer is too cost-prohibitive, a person may need to seek dental insurance elsewhere. A trusted insurance agent from a reliable company can help in choosing an affordable plan that includes the needed coverage, such as at least two dental cleanings a year and coverage for major services.
Critical Illness Insurance
The third type of insurance offered by insurance companies is critical illness insurance. Many people have regular medical insurance through their employer. However, some people may desire additional coverage, due to a family history or personal history of certain illnesses. Critical illness insurance can help pay for costs related to a heart attack, stroke, loss of vision, and loss of hearing that may not be covered by a regular medical insurance policy.
OWEN Insurance Group is a top insurance company in Stuart FL. Whether life insurance, dental insurance, or critical illness insurance is needed, OWEN Insurance Group can help. Personal and friendly service is provided throughout the state of Florida by over 200 trusted agents. Consultations are always free and confidential. Visit the website today for more information.
