Car insurance is a for-profit business, so their goal is to pay out as little as possible for your claim. You need to be deliberate and careful with your words when speaking to insurance companies after an accident. Here are some things you should and shouldn’t say, according to a car accident lawyer in Birmingham, AL.
Do Get a Lawyer
An accident lawyer in Birmingham, AL, is your best bet when going up against the insurance company. They know the law and what you’re entitled to and will leverage this knowledge on your behalf.
Don’t Agree to a Recorded Statement
A recorded statement is a way to trap you into saying something contradictory and making you less credible. You also shouldn’t give opinions and should focus solely on facts spoken in short, concise sentences.
Do Take Notes
You want to have a written record of any questions you’re asked and your responses to them. You also want to note the adjuster’s name and information.
Don’t Speak to the Other Driver’s Insurance
If the other driver’s insurance calls, direct them to your car accident lawyer in Birmingham, AL. Do not entertain the other insurance company; they are looking for anything to deny your claim.
Do Be Honest
Lying or exaggerating will only hurt your case. Additionally, if you do not know the answer to the question, don’t try to fill it in. Simply tell the truth and say you don’t know.
Don’t Sign a Medical Release Authorization
The insurance company may claim they want your medical records for the accident, but they’ll obtain all your medical records and look through them for pre-existing conditions they can use to deny your claim.
If you’ve been in an auto accident, visit BKM Injury Lawyer for car accident lawyers in Birmingham, AL!
