Individuals struggling with finances often dread answering the phone. Many times, those calls are from creditors and collections agencies looking for payments. They are not nice, and they are legally made in most cases. If you cannot make your payments, it may be time to look for more solutions than just ignoring the calls you receive. A good solution is to talk to a bankruptcy attorney in Tacoma WA about your options. You may be surprised that they can help you stop those creditor calls.
Learn About Your Options and Needs
When you sit down to talk with a bankruptcy attorney in Tacoma WA you get information and support. There is no judgment and not pushing you to make a decision. One of the first steps will be for you to pass a means test. This allows the attorney to see if you qualify to file for Chapter 7 or Chapter 13 bankruptcy. The goal here is always the same – ensure you qualify and teach you about the benefits of filing. Keep in mind that most attorneys will not encourage you to take this step if you cannot qualify.
Once you decide to get started and sign an agreement with an attorney, you begin to have protection. As a result, creditors must stop calling you. Simply give them your name and the attorney’s contact information. The creditors then stop.
There are many reasons to make your move and file bankruptcy. However, working with a well-qualified bankruptcy attorney in Tacoma WA is the first step. You can schedule a consultation and discuss your needs. Talk about your options. Discuss the benefits and consequences. By doing this, you gather the insight you need to make a decision. You have plenty of options to get out of debt.
