Auto insurance is legally required in Pennsylvania. And this requirement applies to businesses the same as it applies to individuals. That means that commercial auto insurance in Shillington, PA is mandatory for some businesses. If this coverage is required for your business, you could face fines and other penalties if you’re caught uninsured.
Types of Pennsylvania businesses that might require commercial coverage include:
1. Package Delivery Services. If your business transports goods as a daily part of business operations, then it’s safe to assume you need commercial auto insurance. Depending on your coverage, the insurance can cover the cost of lost goods, liability, and vehicle damage following an accident.
2. Professional Catering Companies. Catering companies travel to various locations throughout the day. Driving is vital to the operation of the business. Commercial auto insurance protects the business against possible liability issues following an accident.
3. Food Delivery Services. If a food delivery service has its own fleet of cars and dedicated drivers, then the company should have commercial auto insurance. But some food delivery drivers are independent contractors, and they don’t drive company-owned vehicles. In that case, the business isn’t required to have commercial auto insurance.
Benefits of Insurance for Business Vehicles
The biggest benefit is that commercial auto insurance puts your business in compliance with local Pennsylvania laws. The coverage also protects your business from potential lawsuits that can occur following an accident. Anderson Insurance Brokers can help your business obtain commercial auto insurance.
