In Texas, parents often face higher than average auto insurance premiums when they add a teen driver to their policy. However, just like other drivers, there are discounts available to teen drivers. In some cases, the discounts make it more affordable to add a teen driver. A local insurance provider explains how teens receive discounts on their Car Insurance in Austin TX.
Completing Driver’s Education
All teens have the opportunity to complete driver’s education while attending high school. By passing the course, the teens receive discounts on the purchase of their driver’s license. They could also avoid the road test entirely. By completing the high school course, the teen receives a discount on their auto insurance premiums and are labeled a safer driver initially.
Additional Driving Courses
Defensive driving is also beneficial for teen drivers. The courses prepare the teens for sudden hazards they could experience while traveling. The programs include lessons about road conditions, avoiding an accident, and strategies for lowering other risks on the road. The policyholder receives a discount once the teen has completed the course successfully.
Safer Driving Records
All teens who maintain a safer driving record receive discounts for the achievement. Select insurers provide a new discount each year that the teen avoids an accident and traffic violations. The policyholder receives a lower rate for the teen driver and could see a major decrease in their monthly premium costs. The discount isn’t available for a full calendar year if the teen is involved in an accident.
A Higher Than Average Grade-Point Average
Students who maintain a higher than average grade-point average receive discounts on their auto insurance premiums, too. The insurer will request updates from the student’s school each grading period. However, the student must maintain at least a 3.0 to remain eligible for the discount.
In Texas, parents review possible discounts for their teen drivers. The discounts are available according to what achievements are accomplished by the teen driver. Any teen driver that completes certain driving courses and maintains a higher GPA are eligible for discounts. Parents who want to review discounts for Car Insurance in Austin TX available to teens can Click Here for more info now.
