Buying a motorcycle can be a very exciting time in a rider’s life. What might not be as exciting but is more important is buying Motorcycle Insurance in Rancho Cucamonga CA. All vehicles in California must have insurance to ensure drivers and passengers are able to pay for any damages or injuries they may inflict on others in an accident. Before someone purchases motorcycle insurance, they should research what they will need to satisfy California’s insurance regulations.
Liability Insurance
In California, any motorcycle insurance policy must contain liability insurance coverage. This will pay for property damage and bodily injury suffered by others in a crash that is the fault of the motorcycle owner. There are minimum liability coverage limits the state of California requires, and they are as follows: $15,000 for injury or death to one person and $30,000 for total injury or death if multiple people suffer injuries. Additionally, $5,000 is the limit for damage to property.
Helmet Usage
In some states, riders do not have to wear a helmet as long as they have a certain amount of insurance coverage, but not in California. In California, all operators and passengers must wear an approved safety helmet at all times. This goes beyond just motorcycles and also includes motorized bicycles, motor-driven cycles, and even motorized scooters.
Search For a Discount
Riders may be able to qualify for discounts more easily than they thought possible. Some of the reasons for obtaining a discount may be that they have multiple vehicles insured or that they have taken a state-approved safety course. There may be a recovery device discount, which is granted to those who have installed a recovery device on their motorcycle. There are also discounts available for riders with good driving records.
Deal With a Full-Service Insurance Company
For over 40 years, Barranca Insurance Services Inc. has earned a reputation for excellence, as validated by their growing number of clients. They always offer free quotes and are easily accessible by phone, in person, or online. Agents can converse in English or Spanish, and customers can learn about their many insurance policies that include auto, life, health, homeowners, renters, condo, and business, and others.
