Traffic violations are the most prevalent cause of car accidents. Driving under the influence is the most common, leading to severe injuries and bodily harm. After sustaining injuries, victims can speak to lawyers car accident in Phoenix, AZ for guidance on what to do next.
Defining Fault After an Accident
Law enforcement officers come to the scene of a car accident to find out what happened and document their findings. They must identify an at-fault driver and list them on the accident report. With lawyers car accident in Phoenix, AZ, you can start a claim against the accountable driver and collect compensation for your losses.
Insurance Claims and Coverage
Whenever possible, you should try to file an insurance claim through the at-fault driver’s insurance carrier. Their coverage level defines how much is available for an auto accident. For example, standard liability coverage offers around $25,000 for an accident involving one victim. So the at-fault driver could get coverage for the accident and the victim’s expenses. But what if the driver doesn’t have auto insurance?
First, uninsured drivers face penalties for violating auto insurance mandates. Next, they could incur fines for causing accidents without insurance coverage. Finally, without insurance, they also face the total cost of the accident if the victim files and wins a lawsuit.
Car accidents lead to bodily injuries and property damage. Victims face high medical costs and expenses to repair their vehicles. The only way to collect funds from an at-fault driver is through an insurance claim or filing a lawsuit against them. Attorneys offer sound advice for anyone who has suffered losses due to another party’s negligence.