If you’ve ever been injured on the job, you know how devastating it can be. For many people, being injured on the job means no pay, potential job loss, and mounds of unpaid bills. Thankfully, workers compensation is there to protect workers who receive job related injuries. Let’s take a look at workers compensation and the trouble some employers and employees face without it.
Workers compensation is a type of insurance carried by employers, which is used to cover employees who’ve been injured on the job. When an employee is injured they’re often unable to work, and this usually means there’s no money coming in for them. How are they going to pay their personal bills? Workers compensation provides employees with payments to compensate for the lack of income. The insurance covers a portion of their regular monthly income until they’re able to work once again.
Often times employees run into problems when they attempt to receive their benefits. This typically happens when the employer refutes the cause of the injury, or the insurance company denies the employee’s workers compensation claim. If this is your case, you’ll need to consult with a Worker’s Compensation Attorney in Olympia, WA. Don’t make the mistake of accepting your claim denial or fighting the denial on your own. A Worker’s Compensation Attorney at Putnam, Lieb, Potvin of Olympia, WA will make sure your claim is met.
Workers compensation does more than just protect employees; this insurance works to protect employers as well. Let’s say a worker is walking in a warehouse and is injured by a stack of inventory piled too high. What do you think the employee will do? In most cases, without workers compensation, employees will be forced to sue the business. These types of lawsuits can be financially devastating for a business – settlements are often six-figures or more. By having this insurance you help to protect your business and your workers.
As you can see, workers compensation isn’t just for the workers. This is a vital piece of insurance for both the employer and the employee. Those who have a legal issue regarding an accident on the job, or workers compensation, can consult with Putnam, Lieb, Potvin services for assistance.
