In New York, automobile owners are required to maintain coverage for all vehicles registered in their name. These laws are in place to reduce the probability of a lawsuit associated with a car accident. Local insurance companies provide an auto insurance policy in Nassau County NY for drivers to fulfill these requirements today.
What is the Least Amount of Insurance Accepted?
Currently, the state of New York requires automobile owners to have liability coverage. The policy must include a minimum coverage of $25,000 and a maximum of $50,000 for a one-victim accident. It should present a minimum of $50,000 with a maximum of $100,000 for accidents with multiple victims. It presents at least $10,000 for any property damage that resulted from the accident.
When is Proof of Coverage Required?
All vehicle owners must present proof of coverage when they are stopped by law enforcement officers. They’ll need to provide proof of coverage when they register a new vehicle and when they renew their tag as well. It is advisable for the vehicle owners to keep a copy of their insurance card inside the vehicle at all times. They should also provide new proof to applicable agencies when they renew or cancel their policy.
What Penalties Could Vehicle Owners Face?
The penalties that apply to no insurance violations depend on the total number of previous convictions. On average, the fines begin at $100. However, the state has the legal right to suspend the automobile owner’s driver’s license and impound the vehicle. These actions are taken if the state believes the driver is a risk to others on the road.
Reviewing SR-22 Requirements
SR-22 coverage is needed after the driver is convicted of a DUI. The certificate isn’t coverage. It just provides evidence the driver has complied with the terms of their penalties.
In New York, automobile owners must comply with all state and federal laws for auto insurance. Each state presents their minimum requirements and enforces them appropriately. For the state of New York, this coverage level is liability. All owners who need to acquire an Auto Insurance Policy in Nassau County NY should click here for further details today.
