Foreclosure is a serious concern for homeowners who have had some trouble making their mortgage payments. If you’ve missed one or more payments, there’s a good chance your lender has informed you of their plans to repossess your property. However, you have the right to catch up on your payments and bring your mortgage current in order to avoid a foreclosure and sale of your home. When a mortgage company violates those rights, you need to speak with a Real Estate Attorney in Encinitas.
Attorneys who focus on real estate law tend to be very knowledgeable about the foreclosure process. By hiring a lawyer to protect your rights, you might be able to prevent wrongful foreclosure and remain in your home. Many homeowners who seek a loan modification have found themselves facing foreclosure while their application is in process. Others have had foreclosure actions filed against them when they were making their payments on time to another loan servicing company. This lack of documentation could cause a family to lose their home if the don’t take prompt action and hire a skilled Real Estate Attorney in Encinitas to fight for their rights.
The mortgage companies have attorneys to go to court on their behalf and make requests for foreclosure. Without an attorney by your side in court, you will be at a severe disadvantage. You may get confused by the terminology used by the court and may even miss deadlines because you simply don’t have experience dealing with foreclosure. The entire matter will be stressful and the lender’s lawyer won’t make it easier for you. However, if you have your own lawyer who focuses on real estate law, you can be certain that your rights will be protected throughout the process and if the lender is trying to foreclose on your property illegally, the judge will listen to your evidence.
Finding out that your lender is planning to take your home can be scary. Before you panic, understand that you can discover more here about the process. You can expect your attorney to answer all of your questions and help you get a grasp of what will happen in court.
