If you are facing foreclosure, you may consider hiring a Foreclosure Attorney in Chicago. These individuals, or teams, have extensive knowledge and experience in this field and may be able to help you achieve a successful outcome for your case. Use the following tips to find a quality foreclosure defense lawyer to represent you.
Contact HUD
Prior to hiring a lawyer, you should call a HUD counselor. They will be able to give you a list that offers default resolution and mortgage delinquency counseling for your situation. Even if you end up hiring a lawyer in the end, the counselor will help you get organized and prepared for the foreclosure process.
Search for a Lawyer
If you are ready to consult with a lawyer, you have to search for the proper one. There are several different ways to do this. While you can simply pick a name out of the yellow pages or online, a better way to find your foreclosure attorney is to ask friends and family for referrals. When someone you know has actually used a Foreclosure Attorney in Chicago before, you can trust their evaluation of the services that are offered.
Use Caution when Hiring
When you are selecting an attorney to represent your case during a foreclosure, there are certain red flags that you should be aware of. You should not trust a lawyer who states they can save your home without even knowing your financial situation. This is not a true statement. Additionally, you do not want to use someone who views your situation as a lost cause, giving up before you even get started.
If a lawyer tells you that they can stall the situation, this is an honest assessment of the situation. They will also let you know that this time is only for you to find a job and find a way to reinvent yourself. While this may be difficult to hear, having an honest, yet compassionate, lawyer can be very helpful.
Once you have chosen a Foreclosure Attorney in Chicago, you will develop a plan of action for this process. This can be to negotiate a modification to the mortgage, delay foreclosure by the challenge of the note of ownership or filing a fraud complaint. The fact is, you need to find an attorney who is experienced in the field and willing to help your situation as much as possible. For more information, please contact Chicago Debt Solutions. To see their business reviews visit BBB page.
