Don’t let the stress of debts and harassing creditors steal another minute of your sleep. Contact our Chapter 7 bankruptcy attorney in San Jose, CA, and learn what solutions may be available to you. Click the link below to find out more about a chapter 7 bankruptcy.
What Bankruptcy Can Do For You
Filing bankruptcy can mean a fresh start by eliminating qualified debts. Additionally, a bankruptcy provides protections including:
• Stopping creditor harassment
• Stopping lawsuits
• Erasing credit card debt
• Stopping wage garnishments for eligible debts
• And more
Eliminating particular debt will free you from personal liability. Not all debt is eligible for discharge, however. Debt that is not dischargeable includes:
• Student Loans
• Child Support
• Alimony
• Certain Taxes
• And more
Liens on a property, like a mortgage, for example, remain after bankruptcy.
Is a Chapter 7 Bankruptcy For You?
Since a Chapter 7 bankruptcy can eliminate many types of debts, it may be the answer to your financial woes. Some of the requirements making you eligible to file a Chapter 7 bankruptcy include:
• You live in the U.S.
• It has been at least eight years since a previous bankruptcy
• You meet the means test or income requirement
• And others
Meeting with the Chapter 7 bankruptcy attorney in San Jose, CA, is the best way of determining if you are eligible to file for Chapter 7. Call the number below to schedule a free consultation.
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