When relatives and close friends of a couple with children hear their plans to roam North America in an RV all year, they may feel worried and perplexed. One concern is medical insurance, since not all policies cover health problems that develop while out of the country. It’s reassuring to learn that travel insurance from Carlsbad, CA, agencies is a solution.
Limitations
Most U.S. domestic medical insurance plans provide limited or no coverage in other countries. If someone needs medical attention, the payment must come out of pocket, or else they must travel back to the home country. Some companies do offer emergency care coverage but may not pay for prescription medication. Buying travel insurance from Carlsbad, CA, prevents financial difficulties that could arise because of medical issues.
Mexico
Another consideration is that certain cities require valid medical insurance for international visitors. This is the case in Mexico. Those visitors might never need to show proof of insurance if they don’t require medical attention. However, they may have difficulty obtaining care in those places without it.
Canada
If the family plans to travel in the other direction, they also will need this insurance unless their existing policy provides international coverage. Many U.S. medical policies are not valid in Canada, and that includes Medicare. In addition, some adventure tour companies require this insurance.
Concluding Thoughts
Especially with the COVID-19 pandemic continuing and infection rates rising in early 2022, international travelers will want to make sure they have medical coverage. Information on one agency can be viewed at http://serrabenefits.com.
