There are more than a few great reasons you absolutely need car insurance to help you protect yourself when on the road, especially when you consider the alternative of not having insurance and then finding yourself in a serious accident. After all, modern technological improvements can make cars safer but not make drivers on the road better at avoiding accidents and you need to have protection in place to guard your wallet. The U.S. healthcare system is among the most expensive in the world, meaning that you could see your bill jump up by thousands for the ambulance ride alone.
The Law
It is the law that all drivers on the road must have a minimum of liability insurance on their vehicle to cover the damage and healthcare costs associated with an accident. If you are found at fault for the collision, the cost of covering the car repairs and hospital stay of the other motorist would fall on your shoulders and this would be combined with your own repairs and healthcare. Thus, you should click here to learn about car insurance in Mundelein, IL before you are caught breaking the law by driving on the road without the minimal required level of auto insurance.
Financial
Even used cars cost thousands of dollars and you would be forced to pay for your own car repairs out of pocket unless you have great insurance on your side. The small monthly payments required to keep your car insurance current will significantly reduce the amount of money that you are forced to spend out of pocket in the event of an accident. This is especially true if you consider that a simple admission to the emergency room to receive a checkup from a professional can total in the tens of thousands, even if you are not admitted to stay in the hospital.
