Being overwhelmed with debt can strain personal relationships and result in repossessions, wage garnishments, judgments, and foreclosures. When this occurs, you can find debt relief by visiting a bankruptcy lawyer. This professional will consult with you to assess your eligibility for Chapter 13 in Topeka KS or other types of bankruptcy. To prepare for an initial meeting with your lawyer, use the following guidelines.
Prior to meeting with your bankruptcy attorney, fill out all client forms accurately and completely. You will be asked for your contact information, place of employment, number of people in your household, and social security number. There may be a request for you to list all secondary sources of income. It’s essential that you do this so an attorney can determine whether your income falls within the parameters of qualifying for bankruptcy. While income is just one factor in deciding your eligibility, most states require it to fall below the state median.
In addition to filling out client forms, gather and organize information such as bank statements. You may have to get copies of these documents if don’t have yours. Having proof of debt will help establish your need to find debt relief. Some of the information you will need to present includes your past three years’ bank statements, your past few months’ paycheck stubs, your past few months’ credit card bills, and your past three years’ tax returns. Your attorney may also ask for proof of property ownership and support you pay to others such as child support. Separate these items into folders. Write the type of documents in each folder in bold letters on the front of each folder.
Since most law offices are conservative, dress appropriately. You don’t have to buy new clothing. However, wear a clean outfit that is untattered. Let the lawyer lead the meeting. Have a list of questions for the lawyer. It’s helpful to bring another person with you to the meeting. For more information on bankruptcy or preparation for an initial meeting, please Click Here to visit the website of Business Name. This attorney can help you decide if Chapter 13 in Topeka KS is a viable option for your situation.
