If you are involved in a DUI offense or you do not have auto insurance and are involved in an accident, you will need to reinstate your driving privileges. This must be done to avoid revocation or suspension of your driving privileges.
What to Do If You Are Involved in an Accident and Are Not Insured
An SR-22 in Fox Lake, IL serves as a certificate of responsibility. Therefore, this form is technically not a typical insurance policy. The form is used to show that a driver is maintaining auto liability insurance per the state’s regulations for his or her car.
Therefore, you need to complete this form if you have been involved in a DUI or were involved in a crash and did not have the required auto insurance coverage. An SR-22 must be maintained for a period of three years. Filing for the documentation begins from the time that you are allowed to obtain a restricted driver’s license (for a first offense).
Do Not Allow Your Coverage to Expire
It is important that you maintain an SR-22 for the three years as not doing so can lead to revocation of your license. If your auto insurance with this filing expires, the insurance company must by law notify the state. If this happens, you will have to begin your three-year probationary term over again.
Therefore, it is imperative that you maintain your status in this respect. Also known as financial responsibility insurance, this type of coverage makes it possible for you to maintain your required liability protection so any damages or losses can be paid to another party.
If you would like to know more about financial responsibility insurance in Illinois, contact us for further details. Take responsibility today and begin anew. If you have been involved in a mishap or DUI incident, turn your situation around now. Make sure that you can show proof that you have the state-required liability coverage.
